First Party Property
Roig Lawyers represents and defends nationwide and regional insurance companies in property damage claims under commercial and homeowner policies. Our firm understands the complexity of these distinctive cases, mainly when multiple parties are involved.
Our experience includes claims pertaining to windstorms, hurricanes, floods, fire/arson, theft/vandalism and sinkholes, as well as mold, fungi and environmental challenges. We offer a deep bench of experience in defending water and mold mitigation actions to include Institute of Inspection, Cleaning and Restoration Certification (IICRC) guidelines, giving us the ability to spot overbilling of these claims. Moreover, we also advise on managed repair programs (MRPs) and related claims, case law and policy language.
Our team advises on examinations under oath (EUOs), helping clients to gather information for coverage decisions. We assist with special investigative unit (SIU) training and comprehensive investigations to uncover suspicious or fraudulent activities, fraudulent or exaggerated lawsuits, long-standing or pre-existing damages, and material misrepresentation in the policy application. We also advise on claims involving business losses such as interruption, lost rent, intentional acts and property damage issues under builders risk policies.
From coverage questions, dispositive motions, alternative dispute resolution and litigation, to the skillful interpretation of sophisticated policy issues and responding to insurer advisory needs — our attorneys consistently design strategic and cost-effective legal solutions that minimize the potential for bad faith allegations. Notably, we deliver a proven ability to manage an array of first party and other property cases.
Regardless of the client or matter, our attorneys are known and valued for being responsive and detailed-oriented. We work diligently with our clients at every turn to analyze and close their claims quickly while safeguarding their rights and protecting their bottom line.