Tag Archives: Property Insurance

Florida Panhandle Struggles to Recover from Hurricane Michael

Thousands are still struggling to recover from Hurricane Michael in the Florida Panhandle. The Category 5 storm left 22,000 of Bay County’s residents homeless and few affordable living spaces available. With nearly $7 billion in total insurance losses, about 1 in 6 insurance claims remain unresolved. There is reportedly a mental health crisis and a shortage of healthcare professionals as well.

Click here to read the article.

Filed under Hurricanes, Property (Homeowners)

UPDATE: Roofer Convicted of Insurance Fraud in Duval Charged with Grand Theft in Clay

Jacksonville roofer Roger Van Den Bosch has been officially charged with grand theft in Clay County, just months after pleading guilty to insurance fraud, forgery and theft. In May, the Kinnecorps owner was convicted in Duval County and ordered to pay more than $50,000 in restitution, serve probation and do community service.

Prosecutors are now focusing on a Van Den Bosch’s felony grand theft charge, which he plead not guilty to in a case involving a Clay County homeowner.

Click here to read the article. (Previous post)

Filed under Fraud, Property (Homeowners)

UPDATE: New Charges Filed Against Jacksonville Contractor & Suspected Fraudster

Eighteen new charges have been filed against Jacksonville contractor, Wyatt Green. Green was arrested in April on charges of organized fraud, forgery and grand theft. The list of Green’s victims has grown from a handful to 19. Homeowners contacted I-TEAM saying that their insurance companies had paid Storm RS to make repairs to their homes that were never completed.

Click here to read the article. (Previous post)

Filed under Fraud, Property (Homeowners)

Florida Supreme Court Dismisses Review of Assignment of Benefits Dispute

A divided Florida Supreme Court discharged jurisdiction and dismissed the review proceeding of an assignment of benefits case due to a law that was passed this spring revamping the AOB system.

According to court documents, the policyholders, John and Liza Squitieri assigned benefits to Restoration 1 to clean up water damage in their home. However, their insurance company Ark Royal Insurance Co. refused to pay the full amount. Restoration 1 sued Ark Royal for breach of contract but lost in circuit court and appeals court.

Click here to read the article.

Filed under Legislation, Property (Homeowners)

New Claims Technology to Tackle Increased Water Damage Claims

There have been a lot more claims for water damage than wind damage in recent years, including the trillions of gallons of water Texas experienced when Hurricane Harvey hit in 2017. Since that time, water damage claims have gone up each year, representing more than 50% of hurricane claims.

Here are a few of the new technologies in the following areas are being used to help combat this uptick in water and flood loss:

  • Faster, easier and better-targeted forms of communication
  • Faster estimating
  • Virtual inspections
  • Damaged item valuation
  • Smarter vendor selection using data and analytics

Click here to read the article.

Filed under Property (Homeowners)

Couple Denied Coverage After Water Heater Leak Under Policy’s Earth Movement Exclusion

Barbara and Charles Hatch had a water heater leak about 4,000 gallons of water flooding their home. Their insurance company, GeoVera Specialty Insurance Co., inspected the claim and issued payment to mitigate the damage. However, after then work had begun the Hatch’s discovered damage to the foundation and structure of the home.

Upon further inspection, GeoVera denied coverage based on the Hatch’s policy that excludes under the earth movement, which caused the foundation and structural damage. The district court ruled the structural damage to the Hatches’ home was excluded as the company claimed and GeoVera was entitled to summary judgment on that portion of the Hatches’ claim. In its decision, the district court explained that, under the policy, any damage caused by the accidental discharge of water from the water heater, including the structural damage to the Hatches’ home, was covered “unless otherwise excluded.”

Click here to read the article.

Filed under Property (Homeowners)

Cape Coral Roofing Company Accused of Taking Money and Not Completing Work

According to WINK News of Fort Myers, FL, twenty-four people are accusing Campbell Roofing and Sheet Metal of Cape Coral of taking deposits for roofing jobs, starting the work and abandoning the jobs. In some cases, the roofer never started the job at all.

Click here to read the article.

Filed under Fraud, Property (Homeowners)

Update: Florida Governor Signs AOB Reform Bill

In recent years, lawmakers deliberated changes to the AOB process but could not reach an agreement, amidst heavy lobbying by groups on both sides of the issue. This year, however, the House and Senate came to an agreement and sent the bill to Florida Governor Ron DeSantis. DeSantis signed House Bill 7065 on Thursday, marking the end to a seven-year battle by the industry and reform advocates. This law takes effect on July 1, 2019.

Click here to view our earlier post on what the bill entails or contact us to discuss the implications of this significant change in Florida law.

Filed under Property (Homeowners)

Contractor and Suspected Fraudster Prohibited from Betting While Case is Ongoing

The News4Jax I-TEAM spotted Wyatt Green, a Jacksonville contractor suspected of insurance fraud, betting thousands in a Best Bet poker room while out on bond. Green was just arrested and charged with felony forgery, fraud, and grand theft a month ago.

Green and his team are accused of taking insurance money meant to pay for customers’ repairs, but not completing the work. The State Attorney’s Office changed his bond conditions as a result of the I-TEAM investigation, keeping him from betting or gambling while his case is ongoing.

Click here to read the article.

Filed under Fraud, Property (Homeowners)

Favorable Third District Court of Appeals Decision

Favorable decision from the Third District Court of Appeal upholding Defendant’s Proposal for Settlement and entitlement to attorney’s fees in a case where the Plaintiff claimed that the declaratory relief count filed along with a breach of contract count invalidated the Insurer’s Proposal for Settlement.

To read the appellate decision, click here.

Filed under Property (Homeowners)